The Complete Tradeify Guide: Rules, Payouts, and How to Get Funded in 2026

Why Tradeify is different

Tradeify has quietly become one of the most trader-friendly futures prop firms on the market, and most of that comes down to two words: no subscriptions. Every Tradeify product is a one-time purchase with zero recurring billing and zero activation fees. You buy the account once, and the only thing standing between you and a payout is your trading.

But "trader-friendly" doesn't mean "no rules." Tradeify's structure has a handful of mechanics — the end-of-day trailing drawdown, the Select drawdown lock, and the Lightning Funded profit goal — that trip up more traders than any red day ever will. Misunderstand them and you'll blow accounts you never actually needed to lose.

This guide walks through every Tradeify rule across all three products, explains the mechanics that matter, and shows you how to pass without giving the firm a reason to breach you.

What is Tradeify?

Tradeify is a futures proprietary trading firm that funds traders on simulated accounts and pays a profit split on withdrawals. What sets it apart from the rest of the industry is the billing model: instead of a monthly evaluation fee that renews until you pass, you pay one time and own the account.

There are three products, each available in 25K, 50K, 100K and 150K sizes. All run end-of-day (EOD) trailing drawdown, and all pay a 90/10 split on sim funded accounts.

• ▸Growth — the fast, cheap evaluation.
• ▸Select — the flexible evaluation with a permanent payout fork.
• ▸Lightning Funded — instant funding, no evaluation.

EOD trailing drawdown: the rule that defines Tradeify

Your loss limit is recalculated only on your end-of-day balance, never on intraday equity.

On most prop firms your drawdown floor chases your intraday equity peak. Spike up $2,000 during the session and give it back, and you can breach — even if you close flat. Tradeify does the opposite. If you're up $2,000 intraday and close the day flat, your floor does not move up. Only a closing balance below your floor can breach you.

This is the most trader-friendly structural feature Tradeify offers. Giving back open profit during the day is not a breach risk — only where you close matters.

Universal rules across every Tradeify account

Sim funded accounts pay a 90/10 split in your favour. Elite Live accounts drop to 80/20, and Tradeify reserves the right to move a trader to a Live account at any point after a successful payout.

Commissions are itemised per contract and add up faster than people expect: roughly $5.76 round-trip on ES and $1.82 round-trip on MES. On micro-scalping strategies this materially affects your net toward the profit target, so build it into your expectancy from day one.

• ▸Maximum 5 sim funded accounts at once.
• ▸Maximum allocation of $750,000 across those accounts.
• ▸All sales are final — no refunds on any product.
• ▸Platforms: Tradovate, NinjaTrader, ProjectX, Quantower, TradingView and TradeSea.

Tradeify Growth: the fast evaluation

Growth is the cheapest, quickest path to funded. There's no consistency rule during the evaluation, so a one-day pass is completely legal.

The soft daily loss limit (Growth's best-kept secret)

On most firms, hitting your daily loss limit fails the account. On Tradeify Growth the DLL is soft: hitting it ends your trading day and locks you out of the platform, but it does not fail the account. You come back the next session with the account fully intact.

Think of it as a forced circuit breaker rather than a kill switch — but don't get comfortable, because the funded stage is stricter.

• ▸Evaluation consistency: none.
• ▸Funded consistency: 35% — your largest winning day cannot exceed 35% of total profit at payout.
• ▸Resets are available on Growth if you fail — a meaningful advantage over Lightning, which has none.

Tradeify Select: more room, then a permanent fork

Select gives you more breathing room in the evaluation, then asks you to make a one-time, irreversible decision about how you get paid. There is no daily loss limit at all during the evaluation — you can take a large red day and keep trading, as long as your closing balance stays above the trailing floor. That's genuinely rare in this industry.

Select's 40% consistency rule forces three days

During the evaluation a 40% consistency rule applies — your best day cannot be more than 40% of your total profit. Mathematically that forces a minimum of three trading days to pass; you cannot clear the target with one or two outsized sessions.

Plan your sizing around it: to pass a 100K Select with a $6,000 target, no single day may contribute more than $2,400. Run the exact numbers for your account size on our consistency calculator before you start.

The Select drawdown lock

Once your end-of-day balance clears the starting balance by $100, the trailing drawdown locks permanently at that level. From that point your floor never moves again — it becomes a static drawdown.

This is huge. The trailing behaviour only exists for a very short window at the very beginning of the account. After a single modest green close you're effectively on static drawdown for the life of the account. Getting past this lock fast should be your number one priority on a funded Select account.

The Flex vs Daily fork (chosen once, permanent)

After you pass, you choose one payout policy. This choice cannot be reversed.

Traders with volatile daily P&L should take Flex — a DLL on a funded account is a real breach risk. Traders who want steady cash flow and trade small, consistent size take Daily. Funded Select accounts have no consistency requirement at all; the 40% rule applies only in the evaluation phase.

Tradeify Lightning Funded: instant funding, with a catch

Lightning Funded skips the evaluation entirely. There's no profit target to "pass" — you start funded immediately. The trade-off: if you breach a Lightning account, it's gone. There is no reset option like Growth has, so risk discipline is non-negotiable.

Lightning's progressive consistency rule runs backwards

Unlike most firms, Lightning's consistency requirement is strictest at the start. Your first payout is the hardest one to unlock — exactly when you have the least accumulated profit and the tightest ratio to satisfy.

• ▸Payout 1: best day ≤ 20% of total profit.
• ▸Payout 2: best day ≤ 25%.
• ▸Payout 3 and beyond: best day ≤ 30%.

The biggest gotcha: Profit Goal ≠ withdrawable amount

On Lightning, the Profit Goal is the amount you must earn to unlock a payout — it is not the amount you can take out.

Worked example on a 150K Lightning: the Profit Goal for Payout 1 is $9,000, so you must generate $9,000 in profit to become payout-eligible. But the per-request withdrawal cap is $3,000. You earn $9,000 and withdraw $3,000. Then the Profit Goal resets — the leftover $6,000 does not carry over toward your next payout.

Read the Profit Goal as an unlock condition, not a balance. Payout caps run roughly $1,000–$3,000 per request, rising modestly from payout 4 onward, with a $1,000 minimum request.

Growth vs Select vs Lightning compared

Line the three products up side by side before you buy — the right structure depends far more on your trading style than on price.

How to actually pass Tradeify

The rules only matter if you trade to them. Size for the drawdown, not the target: on a 100K Select the floor is $3,000, so divide by ten for a self-imposed $300 daily stop and size contracts off your average stop distance. Almost every failed Tradeify account is a sizing failure, not an edge failure.

Because the floor only recalculates at the close, you can hold runners and scale out without the floor chasing your equity peak — the exact opposite of a trailing-intraday firm. Manage your trades to the rule you're actually trading under.

• ▸On Select, get past the drawdown lock fast — one green close of $100+ converts trailing into static permanently. Do it with minimum size.
• ▸Do the consistency math before you scale: a $3,000 payout on funded Growth (35%) needs your best day under $1,050; a $9,000 Lightning goal at 20% caps your best day at $1,800.
• ▸Select's Flex/Daily fork is one-way — model your realistic monthly profit before choosing.
• ▸Treat Lightning as a no-second-chances account. If your strategy has tail risk, Growth or Select are more rational.
• ▸Account for commissions: heavy ES volume on a 150K Growth adds hundreds of dollars on top of the $9,000 target.

Common Tradeify mistakes to avoid

Most breaches and denied payouts come from a short list of misunderstandings, not bad trading.

• ▸Treating the Lightning Profit Goal as a balance — it's an unlock, and it resets with no carryover.
• ▸Assuming the Select Flex/Daily choice can be changed. It can't.
• ▸Expecting the funded stage to behave like the eval — Growth's soft DLL becomes a stricter 35% consistency rule.
• ▸Forgetting Lightning is tightest on your first payout, not your last.
• ▸Ignoring that Lightning has no resets — one breach ends the account.
• ▸Overlooking that all sales are final across every product.

How to get the biggest Tradeify discount (and earn rewards)

Tradeify already runs one of the cleanest pricing models in the industry — one-time purchase, no activation fees — but you should never pay full price on the account itself.

Using the Tradeify promo code on Propfirms.net gets you the highest available discount on your account purchase, and because you bought through us you also earn GUS Points rewards on top — something you don't get buying direct. Stack the two and your effective cost to get funded drops meaningfully.

Rules and pricing can change — always confirm the current terms on the firm's official page before purchasing. Trading futures carries substantial risk. This guide is educational and not financial advice.